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"Just did a refi with Chris. I was hesitant at first since I had never worked with him, and originally wanted to stay with Wells Fargo. However their rates just weren't competitive. Working with Chris actually ended up being a great experience. His communication was outstanding, he lived up to his promise of always responding within the hour. I was also able to do everything through their app which made the process even easier. Without a doubt I would use him again." Stephen Guerra